UNDERSTANDING THE ROLE OF A BROKER
Your broker is your interface with your insurance company and performs vital functions on the insurance companies behalf. What does my broker actually do for
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At Kayser Baird, we believe in keeping personal insurance simple. No frills and no fuss – just comprehensive insurance to give you the peace of mind that you deserve. Our exclusive underwriting partnerships lie with South Africa’s top insurers, where we focus on uncomplicated insurance products that give you the cover you need, no matter your budget.
As one of South Africa’s leading short-term insurance brokers, Kayser Baird takes immense pride in our commitment to offering the very best in personal insurance, regardless of your budget. By offering simple and uncomplicated insurance products, we ensure that our clients only pay for what they really need.
With a proven track record and having helped tens of thousands of South Africans with their personal insurance requirements, we understand the unique needs of each of our clients and tailor insurance products based on exactly what is in their best interests.
Backed by strong relationships with the country’s best insurers, we offer a diverse range of options while simplifying the often complex insurance process. At the core of our service is a passion for delivering value, transparency, and personalised support to our valued clients across South Africa.
Our preferred provider for personal insurance is Santam, South Africa’s leading insurance company. The Santam personal policy is simple and easy to understand, yet it offers excellent coverage that measures up to the best insurance products on the market. As Santam’s largest independent broker in the country, Kayser Baird delivers a powerful solution to individuals that are looking for good quality, cost-effective insurance that pays out properly when the unexpected happens.
We also have binder agreements in place with Santam that enable us to manage 98% of administration and claims handling for our clients. This means that we are in control of claims, which we deliver with speed, accuracy and diligence. Why should you wait unnecessarily for a claim to be processed when there is a simpler solution? That solution is Kayser Baird.
In addition to Santam products, we also offer policies through Hollard, Discovery Insure, Old Mutual, Echelon, Momentum, ONE and MUA. This enables us to find the perfect product to suit both the needs and the budget of our personal clients.
View our various insurance products below.
Let Kayser Baird find the perfect personal insurance product for you today.
An important product for any homeowner is building insurance. Such insurance offers protection against prevalent risks like fire and storms, which can very quickly and unexpectedly severely impact your family. We always recommend to our clients that they carefully consider optional extensions to ensure they are not at risk of being under or uninsured for certain circumstances.
Our experienced team of short-term insurance specialists have deep knowledge in this area and can discuss all the options with you to give you peace of mind that you have sufficient cover in place. Don’t wait for disaster to strike before considering the right insurance product for your home.
Contact us or complete our online quote form today to find out why we are a leading short-term insurance broker in South Africa and to see how you can save money on your personal insurance.
Gone are the days of spending more on your vehicle insurance than you should.
No matter what make or model vehicle or motorcycle you have, it’s vital that you have the right insurance in place for those unexpected life happenings. Our vehicle insurance ensures that you are covered for whatever eventuality may take place. This includes not only accidental damage but also temporary car hire, breakdown assistance, loss of keys and of course theft.
Why pay a higher excess than you should? With a range of excess options available, you can select the perfect product that suits you, your lifestyle and your budget. These options range from a complete excess waiver to a maximum flat excess. The great news is that if you have a tracking device fitted, we will completely waive the theft and hijacking excess. Furthermore, depending on the insurer and product, some clients over the age of 55 don’t pay any basic excess on their vehicle cover.
Here are just a few of the lifestyle benefits that our KB Assist product offers:
We believe in providing cost-effective and simple vehicle insurance through South Africa’s top insurance companies, with a high level of client service. With Kayser Baird, when you need to claim your expectations are met. It’s as simple as that.
Depending on the value of your vehicle and class of use, another benefit of insuring your vehicle through Kayser Baird is that you don’t need to nominate a driver on your policy. Anyone with a driver’s licence can drive your vehicle.
Contact us or complete our online quote form today to find out why we are a leading short-term insurance broker in South Africa and to see how you can save money on your personal insurance.
House Contents Insurance provides coverage for your belongings both within your residential premises and when temporarily located at another residence, such as when you are on vacation.
This comprehensive protection covers a wide range of items, including furniture, electronics, appliances, clothing, and personal items. We understand that your belongings hold both financial and sentimental value, which is why our House Contents Insurance aims to safeguard you against unexpected events that could lead to loss or damage. Whether it’s due to accidents, theft, fire, or other insured perils, having the right insurance in place ensures that you can restore or replace your belongings without undue financial strain.
When covering your household items, it’s important that you consider a policy that encompasses all your possessions and for the complete replacement value. The last thing you want it to not be adequately covered when you need to claim. In the unfortunate event of underinsurance, your claim payout would be proportionally adjusted based on the degree of underinsurance. That’s why it’s crucial that your assets are comprehensively ensured with accurate coverage that matches the full value of each item.
The good news is that our team of short-term insurance specialists can talk you through the details of a householders or house contents policy, so that you can make an informed decision that best suits your individual circumstances.
Here are a few things that you should be aware of when it comes to householders or house contents insurance:
Contact us or complete our online quote form today to find out why we are a leading short-term insurance broker in South Africa and to see how you can save money on your personal insurance.
We understand that your belongings are not confined to your home. They go with you on your daily adventures, travels, and to and from work. Life is full of unexpected moments, but your insurance coverage shouldn’t be one of them.
It’s important to note that even if you have householders or house contents insurance, as soon as you leave your residential premises portable possessions are only covered if they are listed under All Risk insurance.
Everyday items like smartphones, laptops, jewellery, and other valuables are at risk when we’re on the go. That’s where All Risks Insurance comes in. From accidental damage to theft and loss, our All Risks Insurance offers you financial protection against a wide range of risks.
Don’t wait until an unfortunate event occurs to realise the gaps in your coverage. Speak to us about your portable possessions, and we can work together to tailor a policy that ensures you’re correctly covered.
Contact us or complete our online quote form today to find out why we are a leading short-term insurance broker in South Africa and to see how you can save money on your personal insurance.
Navigating the open waters is a thrilling experience, but it comes with its own set of risks. That’s where our Watercraft Insurance comes in. Whether you own a boat, yacht, jet ski, or any other type of watercraft, we understand that your adventures on the water deserve the utmost protection.
Watercraft Insurance, tailored to your specific needs, provides you with essential coverage against loss or damage. It also covers standard fittings and accessories. From unexpected collisions to unfortunate sinking incidents, our policy is designed to keep you afloat when things go wrong.
It’s not only about your watercraft. This type of insurance includes cover for medical expenses for passengers.
Our experienced team is dedicated to providing you with the expertise you need to make informed decisions about your Watercraft Insurance. We’ll work closely with you to understand your unique requirements and create a policy that aligns perfectly with your boating lifestyle.
Contact us or complete our online quote form today to find out why we are a leading short-term insurance broker in South Africa and to see how you can save money on your personal insurance.
Life is unpredictable, and legal matters can arise when you least expect them. That’s where our Personal Legal Liability Insurance steps in to provide you with a crucial layer of protection.
This type of insurance protects individuals from financial losses resulting from legal claims or lawsuits brought against them by third parties. This coverage typically applies when the policyholder is held responsible for causing bodily injury, property damage, or personal injury to someone else.
Whether it’s an accident on your property or a liability issue arising from your personal activities, this coverage offers financial security by helping to cover legal costs, settlements, and judgments.
At Kayser Baird, we recognise the importance of safeguarding yourself against such unforeseen circumstances, which is why our Personal Legal Liability insurance is here to give you peace of mind and a sense of security in the face of unexpected legal challenges.
Contact us or complete our online quote form today to find out why we are a leading short-term insurance broker in South Africa and to see how you can save money on your personal insurance.
Your broker is your interface with your insurance company and performs vital functions on the insurance companies behalf. What does my broker actually do for
Motor Vehicle Excesses enable the consumer to share in some of the risk with the insurer and thereby lower the premium. What does your motor vehicle
Did you know? Your Personal Policy can be fine-tuned to meet your individual requirements. Because everybody has different circumstances, there is no “one size fits all”
Having an excess or first amount payable is by no means compulsory, you can elect to waive the excess but in return the insurance company
Kayser Baird was founded in Durban in 1986. We have grown to become one of the largest and most successful independent brokers in the country.
Directions to Cape Town Office :
If you are coming from Cape Town CBD on the N1, take the Willie Van Schoor/Durban Road turn-off and then turn left at the intersection. When you get to Bill Bezuidenhout Avenue turn left, then carry on straight until you get to Carl Cronje Drive.
Turn right at the intersection and then immediately left into the Avanti Tower Office Block.
If you are coming from Paarl on the N1, take the Willie Van Schoor/Durban Road turn-off and then turn right at the intersection. When you get to Bill Bezuidenhout Avenue turn left, then carry on straight until you get to Carl Cronje Drive.
Turn right at the intersection and then immediately left into the Avanti Tower Office Block.
Directions to Durban Office:
If you are coming from Durban go up fields hill, past the Kloof Village Rd turn-off and then take the Abrey Road turn-off (exit 24) as if you are going to the Kloof Golf Course. When you get to the top of the glide-off turn left, left again into Lyngarth and when you get to the T-Junction at Abrey Road you will see our building on your left hand side.
Coming from Pmb / Hillcrest take the Abrey Road turn-off (exit 24), turn right over the M13 and turn left in Lyngarth. At the T-Junction at Abrey Road you will see our building on your left hand side.