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Personal Insurance

Our approach to personal insurance is to keep it simple and focus on the basics. We only use South Africa’s leading insurers and prefer to market uncomplicated insurance products that deliver cost savings up front and leave out the unnecessary frills. Our preferred provider for personal insurance is Santam, South Africa’s leading insurance company.

The Santam personal policy is simple and easy to understand, yet it offers excellent cover that measures up to the best insurance products on the market. Santam has been recognized as South Africa’s best insurance company a number of times, and as their largest independent broker in the country, Kayser Baird delivers a powerful solution to individuals that are looking for good quality, cost effective insurance that pays out properly when the unexpected happens.

Kayser Baird also has binder agreements in place with Santam that enable us to manage 98% of administration and claims handling for our clients. This puts us in firm control of the customer experience and over the last 35 years we have built a reputation for speed, accuracy and diligence in the way we handle policy administration and claims.

In addition to Santam products, Kayser Baird also offers Discovery Insure, Old Mutual Elite, Echelon and MUA products to meet the needs of those clients looking specifically for the products offered by these insurers.

Contact us to talk about your personal insurance needs.

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Car Insurance

Personal Insurance at Kayser Baird includes low excesses, competitive rates and a wide range of convenience benefits include home-safe chauffeur and roadside and free plumber / electrician call outs.

House Contents Insurance

House Contents Insurance cover's your possessions whilst they are on your residential premises

Buildings Insurance

Buildings Insurance for residential properties insured you against the common risk such as fire and storm

Portable Possessions

All Risk insurance for portable possessions is a vital part of your personal insurance.


Boat Insurance (or other watercraft) covers you loss or damage, including cover for sinking or collission as well as cover for medical expenses of passengers.