information  or other  communication you  transmit  or post  to  this

Website will be considered non-confidential and non-proprietary ("Communications"). Kayser Baird Insurance Brokers and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data for any and all commercial or non-commercial purposes. You are prohibited from posting or transmitting to or from this Website any unlawful, threatening, libellous, defamatory, obscene, pornographic, or other material that would violate any law.

Links To Other Websites

Links to third party Websites on this Website are provided solely as a convenience to you. If you use these links, you will leave this Website Kayser Baird Insurance Brokers has not reviewed all of these third party sites and does not control and is not responsible for any of these sites or their content. Thus, Kayser Baird Insurance Brokers does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk.

Limitation of Liability

In no event will Kayser Baird Insurance Brokers , its associated companies, or other third parties mentioned at this website be liable for any damages whatsoever (including, without limitation, those resulting from lost profits, lost data or business interruption) arising out of the use, inability to use, or the results of use of this Website, any Websites linked to this Website, or information or services contained at any or all such Websites, whether based on contract or any other legal theory and whether or not advised of the possibility of such damages. If your use of the information or services from this Website results in the need for repair or correction of data, you assume all costs thereof. Applicable law may not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

General

The services provided at this site are provided "as is" without any warranties of any kind including warranties of fitness for a particular purose, or non-infringement of intellectual property. Kayser Baird Insurance Brokers further does not warrant the accuracy and completeness of the materials or services at this website. Kayser Baird Insurance Brokers may make changes to the materials and services at this Website, or to the products and prices described in them, at any time without notice.

Kayser Baird Insurance Brokers may revise these Terms at any time by updating this disclaimer. You should visit this page from time to time to review the current Terms as they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Website.